Hello from the OzyKozy Admin Team.

Below are the guidelines for using the Lifestyle channel.

1. Channel Purpose

• This channel serves as a space to freely share and discuss everyday living topics in Australia: banking/finance/tax, healthcare/insurance, transportation/vehicles, telecom/internet, welfare/centrelink, everyday life tips, legal/rights, weather/emergency preparedness, and other daily life matters.

• The goal is to build a helpful community where members exchange useful tips, practical experiences, questions and answers, and information relevant to daily life in Australia.

2. Basic Principles

• Respect & Consideration: Members come from diverse backgrounds and situations. Please respect others’ circumstances, perspectives, and choices.

• Accurate & Responsible Information: Differentiate clearly between facts and personal opinions. For critical information — such as financial matters, taxes, insurance, legal rights, healthcare — cite reliable sources or provide references when possible.

• Privacy Protection: Do not share sensitive personal data such as passport numbers, bank account details, insurance numbers, addresses, or contact information of yourself or others.

• Constructive Dialogue: When raising issues or questions, focus on solutions, helpful advice, or constructive discussion instead of complaints or hostility.

3. Allowed Content

You may post about:

• Banking services, financial / tax information, tips, experiences or questions

• Healthcare usage, medical services, insurance enrollment/claims, personal medical or service experience in Australia

• Transportation — public transport, driving, vehicles, licensing, vehicle maintenance/tips

• Telecom / Internet — service providers, pricing, user experiences, connection tips

• Welfare services — social welfare, government assistance, centrelink-related information, application/tips

• Everyday life hacks — budgeting tips, money saving, shopping tips, daily convenience advice

• Legal/rights information — general informational posts about consumer rights, tenancy rights, workplace rights (note: not professional legal advice)

• Weather, natural disaster awareness/preparation, local safety info, emergency tips

• Any other daily life-related posts, questions, or shared experiences that help community members

4. Prohibited Content & Behavior

Do not post or encourage:

• False or misleading information — especially about finance, tax, legal, health, or benefits claims

• Sharing of sensitive personal information of yourself or others (bank details, passport numbers, addresses, contact info)

• Advice or encouragement for illegal or unethical activities (e.g. tax evasion, insurance fraud, illegal rentals)

• Discriminatory or hateful comments — based on race, nationality, gender, religion, etc.

• Political agitation or divisive political content unrelated to daily living matters

• Commercial advertising, referral links, sponsorship solicitations, or profit-oriented posts without prior admin approval

• Spam, duplicate posts, excessive posting, flooding the channel

• Sharing copyrighted content without permission (photos, documents, etc.)

• Inappropriate, violent, offensive or explicit content

5. Community Use Tips 💡

• Search before posting — check if similar questions or topics already exist.

• Provide detailed and specific information — location, context, background, what you’re asking for — this helps others give better answers or advice.

• Express gratitude — if someone helps you, leave a thank-you comment.

• Share follow-up results — if you acted on advice or tips, share what happened or what worked. This helps others in the community.

• Share responsibly — when referencing data, policies, official information — include sources or disclaimers, and clearly differentiate between opinion and fact.

6. Disclaimer

• Posts in this channel are contributed by community members and may not always be accurate or up-to-date.

• For important decisions — financial, tax, legal, medical, welfare benefits — always confirm with official institutions or qualified professionals rather than relying solely on community posts.

• Any consequences resulting from posts are the author’s responsibility; OzyKozy is not liable.

We hope your active participation will help build a reliable, helpful, and friendly Living & Daily Life community.